Debt negotiations for businesses and individuals.
No Success? No Fee!
Select does not charge a service fee where a loan is not able to proceed due to unsuccessful negotiations.
Who is Select Financial Services?
We provide financial services and debt negotiation to businesses and individuals.
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We are part of a multi-tiered company specialising in debt negotiation. We assist mortgage brokers whose clients don't service, by reducing unsecured and ATO debt to enable them to obtain finance through specialist and non-conforming loans.
Thus enabling the loan to proceed where it may not have without debt negotiation.
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We negotiate debt reductions on:
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Credit cards
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Personal loans
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Defaults and Judgments
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ATO debt
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Any unsecured debts​
What does Select do?
We provide financial services and debt negotiation to businesses and individuals.
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Select obtains written authority from the clients to act on their behalf, to take the hassling phone calls and liaise with creditors to negotiate a reduction on the amount owed to aid debt consolidation or refinancing.
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Our service benefits the client, as their stress is eased with Select taking the calls and all correspondence and dealings are via Select Financial Services.​​
Information required to perform negotiations
Select will email the following documents to the broker once contact is made:
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Checklist
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Letter of authorisation (LOA)
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Statement of financial position (SOFP)
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Fees and Charges form
How does Select charge?
Select is unique in the industry as we charge no up front fee for debt negotiation.
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Being success driven, charges are based on a percentage of the money saved, being 20% plus GST on any reduction achieved.
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Our team is extremely passionate about helping your clients and we work hard to get the best result for them within their maximum loan amount. If there is no success, there is NO FEE.
How do negotiations affect the client?
Our service is not a debt agreement, or a part IX Bankruptcy agreement and does not affect your credit file.
We simply negotiate the debt to an agreed reduced amount.
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If there are defaults on file, paying them will assist in clearing the credit.
We have been achieving great results for our clients and are available anytime to discuss how we could help you get your loans over the line.
Reviews
To start with I had financial troubles in 2016 resulting in a part 9 debt agreement. Never would I imagine that I could secure a loan 5 years on from this event, but I did and I'm thankful for this help Conor has provided to secure a future of freedom and getting back into the mortage game. While there were hoops and hurdles we took it step by step to draft a plan of attack to put forward a loan application with one of the many lenders available. Not only did we succeed in gaining approvals Conor also got me a fairly honest interest rate in the 3% range. Even with the part 9. If you believe you can, Conor will do. Outstanding work. Outstanding resolution, financial freedom has been gained from this and moving forward will open up more lenders able to offer more if needed. I had broker after broker telling me I'm dreaming if I was accepted for a loan. Not Conor. Well Done will see you again in the future.
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Professionalism
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Conor from Select Financial was amazing throughout the entire process of purchasing my first home. He was very knowledgeable, helpful and down to earth. I would highly recommend him to anyone who needs financial help.
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I highly recommend Connor from select financial services to anyone who needs refinancing as he is friendly, approachable and knowledgeable 😀
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I highly recommend Select Financial Services to anyone that needs financial assistance. From start to finish, Conor Hosking was very professional and understanding in my situation. Thank you Conor, muchly appreciated 😊 Janet Harvey
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Professionalism
Select Financial Services
Our Address
19A High Street
Eaglehawk VIC 3556
Call Us
P (03) 5446 8524
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