Debt Negotiation & Credit Repair
Get out of debt without bankruptcy
Struggling with debts and repayments? Being hassled by Debt Collection Agencies? Been refused finance?
If this is you, don't let any of this stop you. Select can help. Select incorporates debt negotiators that help people dramatically reduce their debt obligations and become debt-free. We put our clients and their needs first and are proud of our reputation for truth and transparency, and for the rave reviews we continue to receive from our clients.
We get a Letter of Authority from you that allows us to take all the hassling phone calls and correspondence and we liaise with your creditors on your behalf.
If you own property but are having trouble getting the refinance loan to service, we negotiate with your creditors, including the Australian Tax Office, in an attempt to remove or reduce your debt, to get you to the total amount you are able to borrow.
Debt consolidation loans provide you with a realistic avenue to becoming debt free. One of our debt management experts will source the most appropriate lender to pay off all outstanding debts, incorporating all your previous debts into one easy to manage loan. Debt consolidation loans are analysed by our team to determine which repayment plan will work best for your specific situation.
Alternatively, if you don't have property but do have funds to pay a reduced amount to your creditors, Select can also assist.
What debts can be settled?
Can Be Negotiated:
Department store cards
Personal lines of credit
Old judgements and defaults
Do not Qualify:
other secured debts
This list is not all-inclusive. Be sure to check with your Select debt negotiator to clarify.