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Debt Negotiation

Get out of debt without bankruptcy

Struggling with debts and repayments?                           Been refused finance?

 

                                 Being hassled by Debt Collection Agencies?
 

If this is you, don't let any of this stop you.  Select can help.  Select incorporates debt negotiators that help people dramatically reduce their debt obligations and become debt-free.  We put our clients and their needs first and are proud of our reputation for truth and transparency, and for the rave reviews we continue to receive from our clients.

 

We get a Letter of Authority from you that allows us to take all the hassling phone calls and correspondence and we liaise with your creditors on your behalf.

We negotiate payment reductions on unsecured debts using your own funds or refinance an existing loan. We can arrange finance from one of our extensive panel of lenders, to consolidate the reduced debt  ….. the choice is yours.

 

If you own property but are having difficulty getting a refinance loan to service, we would negotiate with your creditors, including the Australian Tax Office, in an attempt to remove or reduce your debt, to get you to the total amount you are able to borrow.

Debt consolidation loans provide you with a realistic avenue to becoming debt free.  One of our debt management specialists will source the most appropriate lender to pay off all outstanding debts, incorporating all your previous debts into one easy to manage loan. Debt consolidation loans are analysed by our team to determine which repayment plan will work best for your specific situation.

Alternatively, if you don't have property but do have funds to pay a reduced amount to your creditors, Select can also assist.

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What debts can be settled? 

 

Can be negotiated:

Credit cards
Department store cards
Business debts
Personal lines of credit
Personal loans
Unsecured debts
Old judgements and defaults

Do not qualify:​

X

X

X

X

Home mortgages
Car loans
Equipment loans
Other secured debts

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If your debts do not qualify for negotiation, please see Debt Management for alternative

This is not an all-inclusive list. Be sure to check with your Select debt negotiator to clarify.

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Examples of successful negotiations

Example 1:  $ 437,000 max loan

Creditor:

Mortgage
Credit Cards x 2
Personal Loans x 1
Bank Fees
 
Totals
   Before:

365,000.00
23,058.39
50,334.87
15,506.76


453,910.02
    After:

365,000.00
19,500.00
35,000.00
15,506.76

435,006.76

Before Select 
$453,910.02

After Select 
$435,006.76

Total Saving

$18,903.26

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Enquire Now 

Thank you for submitting ... we will be in touch

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